Car Accident Injury Claims in Michigan
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Michigan’s No-Fault Insurance Explained
Michigan has a unique no-fault auto insurance system. That means after a crash, your own auto insurance policy typically pays key benefits through PIP (Personal Injury Protection), regardless of who caused the accident. This often includes medical expenses and wage loss benefits up to your policy limits.
However, no-fault does not mean “no legal case.” In serious accidents, you may still be able to pursue a claim against the at-fault driver for:
- Pain and suffering
- Excess economic loss (losses not covered by PIP)
To sue for pain and suffering in Michigan, your injuries generally must meet the legal threshold—often described as a serious impairment of body function.
How We Help After a Car Accident
After a crash, you should be focused on healing—not paperwork, deadlines, and insurance pressure. Pascaris Law Firm helps clients by:
- Investigating the accident and collecting evidence
- Obtaining police reports, witness statements, and available footage
- Handling your PIP claim and related insurance paperwork
- Managing communication with the at-fault driver’s insurer
- Coordinating medical documentation to support your injury claim
- Calculating damages, including future care and lost earning capacity
- Negotiating for a fair settlement or filing a lawsuit when necessary
We keep you informed at every stage, while taking the pressure off your shoulders.
Types of Car Accident Injuries We See
Car accidents can cause injuries that don’t always show up right away. We help clients with claims involving:
- Whiplash and soft tissue injuries
- Back and neck injuries
- Broken bones and fractures
- Concussions and traumatic brain injuries (TBI)
- Shoulder, knee, and joint injuries
- Serious or long-term impairment requiring ongoing treatment
If you’re unsure whether your injuries are “serious enough” to bring a claim, that’s exactly what a consultation is for.
Dealing with Insurance Companies
Insurance companies often push for fast settlements—sometimes before you know the full impact of your injuries. They may request recorded statements or broad medical releases, and they may downplay your symptoms or dispute treatment.
Before you sign anything or provide detailed statements, talk with a lawyer. We handle insurer communications and negotiations so you don’t have to.
Why Local Representation Matters in Auto Cases
When your lawyer is local, your case benefits from local familiarity. Pascaris Law Firm serves Farmington and nearby communities across Oakland County and Metro Detroit. We understand local accident patterns, court procedures, and what it takes to build a strong claim in Michigan.
You also get the benefit of a boutique firm approach—direct communication and real attention, not being passed around a large office.
Questions We Hear Most Often
What should I do immediately after a car accident in Michigan?
Call 911 if anyone is hurt, get medical care, exchange insurance information, take photos, and gather witness names if possible. Report the crash and notify your insurer to begin PIP benefits. Then contact a lawyer before discussing the details with the other driver’s insurance company.
How do car accident claims work with Michigan no-fault?
Your PIP benefits usually cover medical expenses and wage loss through your own policy. If you were seriously injured, you may also bring a third-party claim against the at-fault driver for pain and suffering and losses beyond PIP coverage.
Should I get a lawyer for a car accident not my fault?
Often, yes—especially if you’re injured. Even when fault is clear, insurance companies may still fight about injuries, treatment, or settlement value. A lawyer protects your rights and handles negotiations.
What if the other driver is uninsured or it was a hit-and-run?
You may have uninsured or underinsured motorist coverage that can apply. We help clients explore all available coverage and claim options.
How long does it take to resolve a car accident case?
Some cases settle within a few months after treatment is complete. If the case requires litigation, it may take a year or more. We move efficiently while making sure your claim reflects the full impact of your injuries.
Will I have to go to court?
Many cases settle without trial. We prepare every case for court, but we also pursue settlement when it protects your best interests.